bonkaswirl074u asked:


im about to loan a friend of mine a sum of money and i was wondering how do i draw up a personal loan contract, one that will be legally binding in case they dont pay up.. what needs to be included in it? how many witnesses do i need? what info of thiers would be benefitial?

Lynn

casearas asked:


I took out a payday loan and I do need to repay it. However, I don’t think this company is using legal debt collection practices. I have asked them for the documents regarding the loan, license number, company name, physical address, etc….I get nothing in response but rude and snotty emails. I have now asked them to stop emailing me at work. What should I do next? I am not arguing paying the loan, but I want to see the documents so I know what the fees were.

Megan