December 23rd, 2008 in Personal Finance | 8 Comments »
brytfuture45 asked: I’m currently thinking of opening a Euro account for savings. Saving from my paycheck every month hasn’t been an easy option as it is easily spent on something else. I was thinking if I took up a personal loan to start up a savings account (for future use) I would be obliged to really deduct this from my paycheck.. since I would be paying up the loan monthly. Any thoughts, anyone?
Samuel
December 21st, 2008 in Credit | 10 Comments »
single_mother asked: Alright, I have searched the internet and asked people this question. I want to get a credit card to help build my credit. But I am having trouble finding a real credit card. I do not want a debit card. I know they exist, so please help me. Is there a real credit card for people with absolutely no credit?
Brett
December 17th, 2008 in Personal Finance | 6 Comments »
Franziz R asked: A friend of mine has a $20,000 equity and $40,000 personal loan in the bank and was not able to pay a single amount because he was laid off from his job. What do you think the bank will do to his property and to him?
Josephine
December 10th, 2008 in Credit | 3 Comments »
Stephen S asked: I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a written contract in the State of Georgia, the Statute of Limitations may or may not apply. The Staute of Limitations is 4 years for open accounts and 6 years for written contracts. Does anyone know for certain which type applies for credit card debt in Georgia? The account is with Citibank MasterCard and was opened in the late 80’s or early 90’s. Thanks.
Erica
December 8th, 2008 in Credit | 5 Comments »
JD asked: I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some more credit. My friend got approved for a Best Buy credit card tonight and his credit isn’t that good. However, I just want a main card(for example: visa, discover) and not a store card. Thanks for any help.
Veronica
December 4th, 2008 in Credit | 3 Comments »
Robert B asked: I want a credit card with a good balance tranfer offer. Six months at 0% will do fine.
It might be nice for it to be otherwise a good credit card too because I might pay the balance off in about a month and still want to use the credit card.
I already have a Amazon credit card with Chase so I think I need to use a different bank.
Alex
December 1st, 2008 in Credit | No Comments »
wrightemail256 asked: Can I start building my credit by paying for things with my bank card and telling them to charge it on credit? (I do not know much about how to build my credit so please help me!)
Question: Best credit card to get to starting building credit and can I build my credit by using my bank card and telling them to charge it on credit instead of debit?
Alicia