March 27th, 2009 in Credit | 10 Comments »
artis asked: My father in-law has incurable cancer, and outstanding credit card debt of about $55K. Can the credit card companies sue his estate or children to collect the outstanding balances on his accounts once he passes away?
Mark
March 25th, 2009 in Credit | 11 Comments »
indrep33 asked: I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. Is this a good thing or a bad thing to do? Can someone give me some good tips on handling a credit card without getting bad credit?
I will mostly be using this card trying to start an at-home business.
Ya mama b*tch. Eat my p*ssy, h*e!!!
Oh, rudecatt63, you’ve hurt my feelings ever so much, I’m going to cry….NOT. For someone who keeps visiting the GLBT section and has a rainbow in they’re background, you sure do do a lot of *** bashing. Self **** is so stupid. But then again if I were you, I would probably **** myself too.
Terry
March 23rd, 2009 in Credit | 4 Comments »
awill110 asked: I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.
Thanks in advance.
Shirley
March 19th, 2009 in Law & Ethics | 4 Comments »
bonkaswirl074u asked: im about to loan a friend of mine a sum of money and i was wondering how do i draw up a personal loan contract, one that will be legally binding in case they dont pay up.. what needs to be included in it? how many witnesses do i need? what info of thiers would be benefitial?
Lynn
March 17th, 2009 in Credit | 7 Comments »
Reggie asked: I have 2 credit cards and they’re not even that much. I’ve been paying every month to reduce the balance but after interest charges, it seems to go straight back up. I recently checked my credit score, and it’s in pretty OK shape. I know if I get another credit card, my credit limit will be enough to cover for both debts. My plan is to just get a new credit card with no interest for one year and pay them off then cancel my other 2 credit cards.
Is that a safe idea? Will it affect my credit score (negatively) that much to do so?
Thanks.
Eva
March 16th, 2009 in Personal Finance | 7 Comments »
dixiegirl asked: HELP! We are caught in a vicious cycle of trying to pay off payday loans, however, due to the enormous interest rates, we are having difficulty paying them off. We are in the process of rebuilding our credit score, but still have “bad credit”. We desparetly need to get a $1500 installment loan. Insights very much appreciated.
Gary
March 6th, 2009 in Credit | 5 Comments »
illusional_reveur asked: I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the best. Does anyone have any wise credit card wisdom to pass on to me?
Emma
March 2nd, 2009 in Personal Finance | 2 Comments »
Adriel R asked: ok well i have this opportunity to buy this car a 99 honda civic with only 100000 miles for 2500 dollars. and im only 18 and i need a small loan of 1000 dollars but not a payday loan. i see alot of people say there bank but i just opened up my bank account. were can i get this loan. o yea and i dnt have a credit history.
Leslie
March 1st, 2009 in Personal Finance | 1 Comment »
Cody C asked: Does anyone know if a payday loan company can sue your employer under section 18 USC
Joan