August 31st, 2009 in Credit | 5 Comments »
Yahoostar asked: Has anyone ever gotten a payday loan? I am in an emergency and can definitely pay this back by next pay day, however, I don’t know which payday loan company to trust. Any suggestions?
Phyllis
August 29th, 2009 in Personal Finance | 9 Comments »
James G asked: I cant pay these loans back and I have post dated checks with the payday loan companies. Im afraid they could prosecute me for the bad post dated checks. What is going to be the best way to handle this situation?
Javier
August 25th, 2009 in Credit | 3 Comments »
meggiecakess asked: I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?
Louise
August 25th, 2009 in Credit | 8 Comments »
YSM asked: We payed down our credit cards and we need a personal loan to pay off a college degree and do some fixer upper in the house we have now. We want to buy another home will this affect us in getting a loan with the bank for our new home? Our credit scores right now are excellent. Need professional advice.
Jill
August 24th, 2009 in Personal Finance | 1 Comment »
Dophia B asked: Also Isn’t there a book you can get that tells you how to clear your credit up and get bill collectors from harrassing you? I have 3 loans out that are payday loans what happens now I have been in the hospital and am going to be at least 2 months behind on them?………Please help!
Leslie
August 22nd, 2009 in Credit | 1 Comment »
pisces220 asked: I am thinking of taking a personal loan this year to help me with some extra expenses. Any advice? Thanks!
Brian
August 14th, 2009 in Personal Finance | 5 Comments »
Nick D asked: I would need 10 000$ to buy a used car. I have only 455$ credit card debt, my credit score is excellent. Can you tell me the advantages/disadvantages of a line of credit and a personal loan. I asked my bank adviser and he told me to take a personal loan, but why? I was a little bit skeptic.
Brian
August 10th, 2009 in Small Business | 2 Comments »
JNate asked: I own a small business which often takes credit card numbers over the phone as a deposit. We recently had a customer no show, and she contested through her credit card company when we charged her (she claims it wasn’t explained when she gave us her #). The credit card company took her side and said it is policy to allow anyone contesting to get their money back if there is no signature. How can this be? So many hotels and services take card #’s as deposits!
Chester
August 8th, 2009 in Credit | 1 Comment »
man asked: I am having 4 credit cards and done the balance transfer. Now I need to pay one of credit before April. I want to apply one more credit card to do that. It is possible to apply one more credit card. Which is the best credit that gives me higher credit limit? When can I apply the credit card?
Sarah
August 4th, 2009 in Credit | 5 Comments »
Heedie asked: I am trying to pick my credit score back up off the floor and have heard that you can do this by applying for credit cards and making the payments on them. Nice! Except, I went through a divorce and my credit is now lowsy. I pay all my bills on time and have a decent job, yet credit card companies don’t give me the time of day. Does anyone know of a company that will work with a credit slacker like me?
Eric