What credit card company processes transactions quickly into the system?
RAV94 asked:
When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as using a debit card, please let me know, Thanks
Floyd
When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as using a debit card, please let me know, Thanks
Floyd
October 31st, 2009 at 11:05 pm
Ray
It depends more on who the merchant uses to process the credit cards than the actual credit card company. Most credit card transactions are processed thru third party processors. While debit card transactions go directly to the bank.
November 3rd, 2009 at 6:16 pm
Pamela
It honestly does depend on the merchant. If the merchant has a good processing contract, the stuff posts in real time. If they do not have a good contract, the stuff can take days to post.
November 4th, 2009 at 4:09 am
Norma
The norm with most credit card companies is at least a couple of days for the purchases to show up. They are all the same, they do not work like a debit card.